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LOAN RATES

Rates as of 2/15/2023

Loan Type Term APR *
Signature Loan 6.0% Eligible to apply for up to $10,000.00. Buying a new auto check out our rates. We may be able to match your rate received by another financial institution. 48 months 7.4% - 16.0%
Signature Loans 48 months 7.40% - 16.0%
Vacation Loans 12 months 7.0% - 16.0%
Christmas Loans ( offered Oct/Nov/Dec) 12 months 7.0% - 16.0%
School Loans (only offered August thru September) 12 months 7.0.% - 16.0%
New Auto Loans $18,000 or more Gap Coverage Required 84 months 6.0%-16.0%
  72 months 5.0% - 16.0%
  60 months 4.5% - 16.0%
  48 months 4.0% - 16.0%
  36 months 3.5% - 16.0%
  24 months 3.0% -16.0%
Used Auto Loans $18,000.00 or more Gap Coverage Required
Any Year
up to 72 months 5.0%-16.0%

NEW RV, BOAT, HORSE TRAILER, WAVE RUNNER, ATV – ADD 2% TO NEW VEHICLE/MC RATES

USED RV, BOAT, WAVE RUNNER, ATV – ADD 2% TO USED VEHICLE/MC RATES

HOME EQUITY LOANS – please contact loan department for more information

Equal Housing Lender


Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 304-263-3454 for assistance. Products and services available on this website are available at our office located at 2971 Charles Town Rd, Kearneysville, WV 25430.