New South Credit Union was founded in 1952. Originally chartered to serve the employees of Southern Railway and named Southern Railway Employees Credit Union, it adopted its current name, New South Credit Union in 2002 to better represent the members and companies it serves. In addition to providing credit union membership to railroad employees, NSCU has grown to serve the employees and families of a variety of companies and organizations. We currently serve everyone who lives, works, worships or attends school in Knox, Grainger and Union counties. NSCU is regularly recognized as one of the strongest credit unions in the nation, serving over 5000 members in seventeen states. In fact, NSCU has received the superior, 5-star rating 22 consecutive periods from the Bauer Financial Group, a company that independently rates all financial institutions on soundness, security, & management practices.
We offer most services available at banks; however, because we are a not-for-profit cooperative, we consistently pay higher interests on deposits and offer lower rates on loans. We also offer many FREE services, like FREE checking, On-line Banking, and many more. We take pride in providing our members, our owners, the best financial services at the lowest cost, while financially operating in a strong and safe manner.
Eligibility for membership is another unique characteristic of credit unions. New South Credit Union offers FREE membership to those who are eligible to join. If you live, work, worship, attend school or are related by blood to a current NSCU member, then you're eligible to join. If you are employed by a company or organization within our field-of-membership, OR if you are related by blood or marriage to a current NSCU member, then you're eligible to join. All that's required is opening up a savings (share) account by depositing at least $5. All of our services are available to you immediately upon joining. And remember, once you become a member you can retain lifetime membership by maintaining the required minimum savings account balance, regardless of any employment change or relocation.
service4u@newsouthcu.com
Monday, Tuesday, Thursday
8:30AM to 4:30PM
Wednesday
10:00AM to 4:30PM
Friday
8:30AM to 5:30PM
Monday, Tuesday, Thursday
8:30AM to 4:30PM
Wednesday
10:00AM to 4:30PM
Friday
8:30AM to 5:30PM
Monday, Tuesday, Thursday
8:30AM to 4:30PM
Wednesday
10:00AM to 4:30PM
Friday
8:30AM to 5:30PM