1. You promise that everything you
have stated in this application is correct to the best of your knowledge
and that the above information is a complete listing of what you owe.
If there are any important changes you will notify us in writing immediately.
You authorize the Credit Union to obtain credit reports in connection
with this application for credit and for any update, increase, renewal,
extension or collection of the credit received. You understand that
the Credit Union will rely on the information in this application and
your credit report to make its decision. If you request, the Credit
Union will tell you the name and address of any credit bureau from which
it received a credit report on you. It is a federal crime to willfully
and deliberately provide incomplete or incorrect information on loan
applications made to federal credit unions or state chartered credit
unions insured by NCUA.
2. If you are applying for a credit card, you understand
that the use of your card will constitute acknowledgment of receipt
and agreement to the terms of the credit card agreement and disclosures.
You grant us a security interest in all individual and joint share and/or
deposit accounts you have with us now and in the future to secure your
credit card account. When you are in default, you authorize us to apply
the balance in these accounts to any amounts due. Shares and deposits
in an Individual Retirement Account, and any other account that would
lose special tax treatment under state or federal law if given as security,
are not subject to the security interest you have given in your shares
3. You authorize us to accept your facsimile signatures
on this application and agree that your facsimile signature will have
the same legal force and effect as your original signature. You assume
any risk that may be associated with permitting us to accept your facsimile
Note: A current wage stub
showing year-to-date information or other income documentation will
be required for loan processing. Please fax this to (304) 485-1487
after submitting your loan application.
By pressing the "Submit
Application" button below, you agree to the above statement. You
understand that we may require your signature on additional documents
prior to disbursing any credit proceeds.