Who Can Join
At Advantage Credit Union, anyone who lives, works, worships or attends school in Richland County can be a member. Once a member, always a member. Also, the field of membership may include the families of members; that is, persons related by blood, adoption or marriage to or living in the same household with a person having the common bond, as well as surviving spouses of persons who have left the field of membership in good standing. When the individual member of a credit union leaves the field of membership, all persons who are members by virtue of his or her membership may continue as members.
How To Join
Joining Advantage Credit Union is easy! Simply stop by our office and complete a membership application with a minimum deposit of $5.00. This amount represents your "share" of ownership at ACU. You will also need to provide one form of government issued photo ID for verification. Once you establish membership by opening a Savings Account, you are then able to take advantage of all of our products and services.
Our primary purpose is to satisfy the financial needs of our members. Unlike a bank, a credit union is "member-owned" and operated by all of the individuals that utilize our financial products and services. Therefore, all excess earnings are returned to our members in the form of:
- Lower interest rates on loans
- Higher yield savings and investment accounts
- The addition of valuable new products and services
Once you become a member of Advantage Credit Union, you are a MEMBER FOR LIFE! Even if you relocate, change jobs or retire, you are always welcome as a member of our credit union family. Becoming a member of Advantage Credit Union has many advantages and gives you access to a long list of convenient, money saving products and services.